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Explore On-Demand
Foundation On-Demand Series
Learn a full spectrum of mortgage concepts, from the fundamentals to the complex. With over 50 micro-learning videos, workbooks, and quizzes, our Foundations On-Demand content will give you the knowledge you need to support your growth.
MI Products 101
Dive into Radian Guaranty's suite of MI solutions. Our in-depth video series provides you with the tools and insights to leverage the full potential of Mortgage Insurance, equipping you with the knowledge to find optimal solutions for every borrower.
Unlocking Loan Solutions
Learn at your own pace and your preferred delivery. Unlocking Loan Solutions with Radian is micro-learning at its best. Watch a video, listen to a podcast, and download a job aid to help you better understand unique loan topics.
Timely Topics
Get the latest on hot mortgage and real estate topics, guidelines, and updates to Fannie Mae and Freddie Mac policies.
Working with Radian: Products & Services
Learn how to effectively and efficiently work with Radian. Let us help you put our powerful solutions to work for your business.
Encompass Partner Connect (EPC) MI Center Resources
Find the resources you need for Encompass Partner Connect MI Center tasks, from initial setup and configuration to order processing and rate quote comparisons. Access detailed guides, step-by-step instructions, and video tutorials designed to help you navigate the MI Center efficiently.
The Whiteboard Series
This video series, featuring Rene Rodriguez, will tackle some of your most complex challenges with simple steps that lead to positive results.
Foundations On-Demand
Learn a full spectrum of mortgage concepts, from the fundamentals to the complex.
Valuations Essentials
Our foundations Series covers Real Estate Property Valuations Essentials. This training course will review basic concepts around property valuations, the various methods available to determine a property value, and key uses of property valuations.
Title Essentials
Get acquainted with Title and what to expect during the Pre-Closing, Closing, and Post-Closing processes, including key steps involved in obtaining a Title. This course provides home buyers, borrowers, lenders, and professionals in the mortgage industry an overview of key Title essentials, and answers to Title-related questions.
Mortgage Fundamentals
Mortgage Fundamentals is an essential course for those newer to the mortgage industry. Build your core knowledge of the overall mortgage lifecycle, key terminology, loan products, and more!
MI Essentials
In this course you'll learn the basics of mortgage insurance. This will include an overview of how it works and the different types of MI products.
Income
Understand and calculate basic types of borrower income, including second job and multiple job borrowers, contractual employees, base pay, overtime, and more.
Assets
Simplify your understanding of the most common liquid assets, industry guidelines, and required documentation. Learn about checking and savings accounts, establishing ownership, stocks, bonds, mutual funds, and more.
Fraud
Increase your knowledge of fraud by understanding what defines it and how it impacts the mortgage industry. Learn about the variety of red flags you will encounter when reviewing loan files and how to identify fraud schemes.
Self-Employed Borrowers
Gain a basic understanding of the Self-Employed Borrower by learning about the various business entities, their required tax forms and how to calculate liquidity for these types of borrowers.
Timely Topics
Get the latest updates, industry trends, and guideline changes on GSE-related policies.
Can MI Offset Homeowners Insurance Increases?
Rising homeowners insurance costs are making mortgages increasingly unaffordable, especially in disaster-prone areas. In this video, we will explore the significant increase in insurance premiums and how Radian Guaranty's mortgage insurance solutions, particularly CustoMIze SplitEdge®, may help offset these rising expenses and make homeownership more attainable for borrowers.
GSE Guideline Updates: Rental Income & Self-Employed Borrowers
More important guideline and requirement updates from the GSEs, Fannie Mae and Freddie Mac. In this Timely Topics video we will highlight the recent updates on rental income and self-employed borrowers including changes to documentation requirements, calculations, seasoning and ownership.
GSE Guideline Updates: Manufactured Homes & Student Loans
The GSEs, Fannie Mae and Freddie Mac, recently announced important changes to their guidelines. This short video aims to help you better understand these changes and their potential impact on upcoming loan reviews. In this Radian Timely Topics video, we will discuss: Fannie Mae's update on their manufactured home guidelines and Freddie Mac's changes to their student loan guidelines.
How Natural Disasters Impact Mortgages
Natural disasters such as hurricanes, wildfires, and floods have caused significant damage to homes and communities across the country. These tragedies not only impact the communities we live in but also the mortgage and insurance industries. In response, Fannie Mae and Freddie Mac (GSEs), have established policies and guidelines to help homeowners affected by these disasters.
Fannie Mae Appraisal Photograph Requirements
Fannie Mae announced important changes to the minimum photograph requirements for full appraisal reports, aimed at ensuring comprehensive and accurate property evaluations.
Seller Impersonation Fraud
Seller Impersonation fraud is a growing concern in the real estate and mortgage industries, adding to the numerous challenges faced by industry professionals. In this short video, we will review what seller impersonation fraud is, red flags associated with this fraud, and how to help prevent this fraud from occurring.
Understanding Loan-Level Price Adjustments (LLPAs) & Upcoming GSE Changes
Effective May 1st, the GSEs, Fannie Mae & Freddie Mac, have announced that there will be changes made to the loan level pricing adjustments, or LLPA, fees. These fees may have a direct impact to both lenders and borrowers. This short video will define the LLPA, discuss the upcoming changes, and review ways for you to support your customers.
What Are Temporary Buydowns & How Can It Help Borrowers?
Interest rates continue to rise to levels we have not seen in years. So how do you assist your next borrower and help them purchase the home of their dreams? The temporary buydown is making a comeback, but do you know how it works?
GSE Requirements for the Accessory Dwelling Unit (ADU)
Accessory Dwelling Units or ADU's are becoming more common in mortgage transactions, yet many are unaware of the specific guideline requirements for this type of property. Are you ready for your next loan file featuring an ADU?
Insights on ARMs
Construction-to-Permanent Loans: What You Need to Know
The real estate and housing markets are experiencing an unprecedented shortage of existing homes. Many motivated buyers are now exploring new construction homes to fulfill their dream of homeownership. Are you ready for the potential surge of Construction-to-Permanent loans as a result? This short video will give you the info you need to know for your next construction loan review.
Financing Properties with Solar Panels
Properties with solar panels are becoming increasingly common and can have a big impact on mortgage financing. In this short video, Radian National Training will touch on how these fixtures can impact the mortgage process.
Working with Radian: Products and Services
Learn how to put our powerful solutions to work for your business.
MI Products 101
Dive into Radian Guaranty's suite of MI solutions. Our in-depth video series provides you with the tools and insights to leverage the full potential of Mortgage Insurance, equipping you with the knowledge to find optimal solutions for every borrower.
Partnering with Radian: First Decision Approvals
The First Decision Approval video covers all the key underwriting documents required to obtain an MI Approval for non-delegated submissions. Whether you are a seasoned mortgage professional or new to mortgage lending, this video contains a lot of useful information to ensure success when working with Radian.
Don't forget to check out our MI Loan Submission Checklist to help you with the loan process.
MI Online: Activate Deferred BPMI
Radian's MI Online customer portal makes submitting and activating MI quick and easy. In this short video, we will demonstrate how to activate MI on a Borrower Paid Monthly (BPMI) with deferred premium.
Looking for more info on MI Online or need to register as a new user? Click here.
MI Online: Perform a Servicing Transfer
Radian Guaranty Inc's MI Online customer portal offers you an easy tool to submit your MI order to Radian. But the system offers much more. In this short video, we will demonstrate how to notify Radian of a servicing transfer.
Looking for more info on MI Online or need to register as a new user? Click here.
MI Online Tutorial Series
Watch our step-by-step video tutorials on how to use Radian’s MI Online platform. Learn how to support your Mortgage Insurance (MI) origination and servicing needs, including Non-Delegated MI, and Delegated MI.
Encompass: Activate Deferred Monthly MI
Learn how to activate borrower paid deferred MI with the click of a button!
Refresh with Radian for Servicers
Whether you are a seasoned mortgage professional or new to mortgage servicing, this refresher contains a lot of useful information to ensure success when working with Radian.
RADAR® Rates - Radian's MI Pricing Option
You can also watch this short video to learn more about the benefits or RADAR® Rates for you and your borrowers and how to easily obtain rate quotes.
Unlocking Loan Solutions with Radian
Micro-learning content in video, audio, and job aid formats. Choose your preferred learning style—watch, listen, or read at your own pace.
Non-Traditional Credit
In this episode, we delve into the complex and often misunderstood topic of non-traditional credit history in mortgage loan underwriting. Non-traditional credit history refers to alternative forms of credit that can be used when traditional accounts like student loans, mortgages, credit cards, or automobile loans are not present.
Foster Care Income
Join us in this episode as we delve into the topic of Foster Care Income. We'll explore how the GSEs, Fannie Mae and Freddie Mac, treat this income type, discuss guidelines around the history of income receipt, and review general documentation requirements. We'll also provide a couple of scenarios to aid your understanding of the use of this income.
Parsonage Income
In this episode, we explore the concept of parsonage income, also known as a housing allowance, and its impact on a mortgage loan application. This includes where parsonage income comes from, potential benefits of the income, GSE guidance, and scenarios.
Non-Occupant Borrower
In this episode, we explore the subject of non-occupant borrowers in mortgage transactions. We'll discuss what GSE guidelines to consider when reviewing a loan with a non-occupant borrower, and how a non-occupant borrower may impact the loan decision.
Interested Party Contributions
In this Unlocking Loan Solutions with Radian lesson, we will dive into the Interested Party Contribution (IPC) and explain how it may impact a loan. Watch the video, download the job aid and listen to the podcast.
Business Mileage Deductions
In this Unlocking Loan Solutions with Radian lesson, we will review the always-important Business Mileage Deductions. This lesson breaks down this important topic and explain how it may impact a loan.
Foreign Income
Foreign income, while not commonly seen in mortgage transactions, can cause some confusion and lead to more questions. In this lesson, we will review what foreign income is and how you can prepare yourself for this scenario.
Trust Income
Did you know there are multiple types of trust income that can be submitted in a mortgage loan transaction? In this lesson, we will review the common types of trust income, how it may be used for qualification, and the documentation you will see.
Non-US Citizen Borrower
The GSE's have very specific guidelines and language around a potential non-US citizen borrower. In this lesson, we will review what a non-US citizen borrower is, different types of citizenship and residency, and how the GSE's view these scenarios.
Unique Properties
There is no true definition of a unique property, however their presence may cause questions and confusion within a mortgage loan file. In this lesson, we will review what is considered a unique property, examples of these types of homes, how the GSEs view them, and how they may impact a loan submission.