Foundation On-Demand Series

Learn a full spectrum of mortgage concepts, from the fundamentals to the complex. With over 50 micro-learning videos, workbooks, and quizzes, our Foundations On-Demand content will give you the knowledge you need to support your growth.

Unlocking Loan Solutions

Learn at your own pace and your preferred delivery. Unlocking Loan Solutions with Radian is micro-learning at its best. Watch a video, listen to a podcast, and download a job aid to help you better understand unique loan topics.

Podcasts

Learn on the go with the Radian On Air podcast series. Tune into interesting industry insights on your favorite podcast app.

Timely Topics

Get the latest on hot mortgage and real estate topics, guidelines, and updates to Fannie Mae and Freddie Mac policies.

Working with Radian: Products & Services

Learn how to effectively and efficiently work with Radian. Let us help you put our powerful solutions to work for your business.

The Whiteboard Series

This video series, featuring Rene Rodriguez, will tackle some of your most complex challenges with simple steps that lead to positive results.

Valuations Essentials

Our foundations Series covers Real Estate Property Valuations Essentials. This training course will review basic concepts around property valuations, the various methods available to determine a property value, and key uses of property valuations.

Title Essentials

Get acquainted with Title and what to expect during the Pre-Closing, Closing, and Post-Closing processes, including key steps involved in obtaining a Title. This course provides home buyers, borrowers, lenders, and professionals in the mortgage industry an overview of key Title essentials, and answers to Title-related questions.

Mortgage Fundamentals

Mortgage Fundamentals is an essential course for those newer to the mortgage industry. Build your core knowledge of the overall mortgage lifecycle, key terminology, loan products, and more!

MI Essentials

In this course you'll learn the basics of mortgage insurance. This will include an overview of how it works, the different types of MI products and how it can be cancelled on a mortgage loan.

Income

Understand and calculate basic types of borrower income, including second job and multiple job borrowers, contractual employees, base pay, overtime, and more.

Assets

Simplify your understanding of the most common liquid assets, industry guidelines, and required documentation. Learn about checking and savings accounts, establishing ownership, stocks, bonds, mutual funds, and more.

Fraud

Increase your knowledge of fraud by understanding what defines it and how it impacts the mortgage industry. Learn about the variety of red flags you will encounter when reviewing loan files and how to identify fraud schemes.

Self-Employed Borrowers

Gain a basic understanding of the Self-Employed Borrower by learning about the various business entities, their required tax forms and how to calculate liquidity for these types of borrowers.

How Natural Disasters Impact Mortgages

Natural disasters such as hurricanes, wildfires, and floods have caused significant damage to homes and communities across the country. These tragedies not only impact the communities we live in but also the mortgage and insurance industries. In response, Fannie Mae and Freddie Mac (GSEs), have established policies and guidelines to help homeowners affected by these disasters.

Fannie Mae Appraisal Photograph Requirements

Fannie Mae announced important changes to the minimum photograph requirements for full appraisal reports, aimed at ensuring comprehensive and accurate property evaluations.

Seller Impersonation Fraud

Seller Impersonation fraud is a growing concern in the real estate and mortgage industries, adding to the numerous challenges faced by industry professionals. In this short video, we will review what seller impersonation fraud is, red flags associated with this fraud, and how to help prevent this fraud from occurring.

Understanding Loan-Level Price Adjustments (LLPAs) & Upcoming GSE Changes

Effective May 1st, the GSEs, Fannie Mae & Freddie Mac, have announced that there will be changes made to the loan level pricing adjustments, or LLPA, fees. These fees may have a direct impact to both lenders and borrowers. This short video will define the LLPA, discuss the upcoming changes, and review ways for you to support your customers.

Fannie Mae DU Updates on Invisible Credit Options

Fannie Mae has adjusted loan criteria and updated their systems to accommodate more borrowers without credit scores and help simplify the process for lenders. This Timely Topics video will help you better understand those changes and impacts.

What Are Temporary Buydowns & How Can It Help Borrowers?

Interest rates continue to rise to levels we have not seen in years. So how do you assist your next borrower and help them purchase the home of their dreams? The temporary buydown is making a comeback, but do you know how it works?

GSE Requirements for the Accessory Dwelling Unit (ADU)

Accessory Dwelling Units or ADU's are becoming more common in mortgage transactions, yet many are unaware of the specific guideline requirements for this type of property. Are you ready for your next loan file featuring an ADU?

Insights on ARMs

Interest rates are rising! Are you ready to discuss the Adjustable Rate Mortgage (ARM) option with your customers? Now is the time to learn more about the ARM and how it can be beneficial to many. This video will provide the details you need for that next customer conversation.

Leveraging Restricted Stock Units as Income

Today’s employers have found unique ways to compensate or reward their employees. More and more loan files reflect different types of compensation. One type of reward we are seeing more frequently is the Restricted Stock Unit or RSU being used as qualifying income. Are you ready for your next loan file containing RSUs?

Policy Updates & Resources for First-Time Homebuyer Education

The thought of purchasing a home might be daunting for many. For a first-time homebuyer, the process comes with a lot of unknowns. However, there are many resources, including required educational opportunities, available to help a new buyer navigate this process from start to finish. This short video will provide you information on a major policy update from Fannie Mae® as well as access to the tools needed for your borrowers. 

Construction-to-Permanent Loans: How Can Radian Help?

We are often asked how mortgage insurance can support Construction-to-Permanent transactions. Radian Guaranty Inc. can help lower the risk for lenders making these types of loans, thereby helping potential borrowers qualify on a new construction property. This short video will show you how Radian supports these transactions.

Construction-to-Permanent Loans: What You Need to Know

The real estate and housing markets are experiencing an unprecedented shortage of existing homes. Many motivated buyers are now exploring new construction homes to fulfill their dream of homeownership. Are you ready for the potential surge of Construction-to-Permanent loans as a result? This short video will give you the info you need to know for your next construction loan review.

Appraisal Gap Options for Buyers and Sellers in a High-Demand Market

High demand and low inventory are driving purchase prices well above the list price. With this demand, buyers are paying more than the home is being appraised for. Are you ready to work with your customers when the appraisal comes in lower than the purchase price? Do you and your borrower's know the options to bridge the gap between the purchase price and the appraised value?

Financing Properties with Solar Panels

Properties with solar panels are becoming increasingly common and can have a big impact on mortgage financing. In this short video, Radian National Training will touch on how these fixtures can impact the mortgage process.

MI Products: Borrower-Paid Single Premiums

Discover why BP Single is a cost-effective choice for many borrowers in our video tutorial. Review its financial benefits, flexibility, and convenient payment options.

Introducing Radian's CustoMIze SplitEdge®

No one should have to jump through hoops to get a payment plan that works with their budget. Finding flexibility in monthly mortgage insurance premium should be simple and accommodating, that’s why Radian Guaranty is excited to introduce you to CustoMIze SplitEdge^®. This short video will show you how these new options work. Be sure to check out our job aid to support your knowledge of this new process.

MI Products: Split-Premium MI

Split premium, divides the MI premium flexibly, between an upfront payment, and reduced monthly payments! Never heard of Radian Guaranty's CustoMIze SplitEdge®? Don’t worry! We will simplify it, so you can easily understand how it works, and its potential benefits.

Partnering with Radian: First Decision Approvals

The First Decision Approval video covers all the key underwriting documents required to obtain an MI Approval for non-delegated submissions.  Whether you are a seasoned mortgage professional or new to mortgage lending, this video contains a lot of useful information to ensure success when working with Radian.

Don't forget to check out our MI Loan Submission Checklist to help you with the loan process.

Encompass Capabilities with Radian Title Services

This video highlights the functionality supported by Radian within Encompass to order and simplify the title process.

Looking for more info on title services? Click here.

MI Online: Activate Deferred BPMI

Radian's MI Online customer portal makes submitting and activating MI quick and easy. In this short video, we will demonstrate how to activate MI on a Borrower Paid Monthly (BPMI) with deferred premium.

Looking for more info on MI Online or need to register as a new user? Click here.

MI Online: Perform a Servicing Transfer

Radian Guaranty Inc's MI Online customer portal offers you an easy tool to submit your MI order to Radian. But the system offers much more. In this short video, we will demonstrate how to notify Radian of a servicing transfer. 

Looking for more info on MI Online or need to register as a new user? Click here.

MI Online Tutorial Series

Watch our step-by-step video tutorials on how to use Radian’s MI Online platform. Learn how to support your Mortgage Insurance (MI) origination and servicing needs, including Non-Delegated MI, Delegated MI, and Contract Underwriting.

Encompass: Activate Deferred Monthly MI

Learn how to activate borrower paid deferred MI with the click of a button!

Refresh with Radian for Servicers

Whether you are a seasoned mortgage professional or new to mortgage servicing, this refresher contains a lot of useful information to ensure success when working with Radian.

RADAR® Rates - Radian's MI Pricing Option

You can also watch this short video to learn more about the benefits or RADAR® Rates for you and your borrowers and how to easily obtain rate quotes.

Introduction: Unlocking Loan Solutions with Radian

Welcome to Radian National Training's newest micro-learning series: Unlocking Loan Solutions with Radian. Check out the intro video or listen to the podcast to learn about this exciting new learning series from Radian National Training.

Non-Occupant Borrower

In this episode, we explore the subject of non-occupant borrowers in mortgage transactions. We'll discuss what GSE guidelines to consider when reviewing a loan with a non-occupant borrower, and how a non-occupant borrower may impact the loan decision.

Interested Party Contributions

In this Unlocking Loan Solutions with Radian lesson, we will dive into the Interested Party Contribution (IPC) and explain how it may impact a loan. Watch the video, download the job aid and listen to the podcast.

Business Mileage Deductions

In this Unlocking Loan Solutions with Radian lesson, we will review the always-important Business Mileage Deductions. This lesson breaks down this important topic and explain how it may impact a loan.

Foreign Income

Foreign income, while not commonly seen in mortgage transactions, can cause some confusion and lead to more questions. In this lesson, we will review what foreign income is and how you can prepare yourself for this scenario.

Trust Income

Did you know there are multiple types of trust income that can be submitted in a mortgage loan transaction? In this lesson, we will review the common types of trust income, how it may be used for qualification, and the documentation you will see.

Non-US Citizen Borrower

The GSE's have very specific guidelines and language around a potential non-US citizen borrower.  In this lesson, we will review what a non-US citizen borrower is, different types of citizenship and residency, and how the GSE's view these scenarios. 

Payment Shock

Payment shock can have an impact on a loan review. In this lesson, we will define payment shock, review agency guidelines surrounding this topic, discuss a few scenarios with payment shock, and identify ways for lenders to help mitigate this potential concern.

Unique Properties

There is no true definition of a unique property, however their presence may cause questions and confusion within a mortgage loan file. In this lesson, we will review what is considered a unique property, examples of these types of homes, how the GSEs view them, and how they may impact a loan submission.