Timely Topics Video Series
Build your knowledge of products and strategies that can differentiate you to customers and referral partners.
Watch Timely Topics
Understanding Loan-Level Price Adjustments (LLPAs) & Upcoming GSE Changes
Effective May 1st, the GSEs, Fannie Mae & Freddie Mac, have announced that there will be changes made to the loan level pricing adjustments, or LLPA, fees. These fees may have a direct impact to both lenders and borrowers. This short video will define the LLPA, discuss the upcoming changes, and review ways for you to support your customers.
Fannie Mae DU Updates on Invisible Credit Options
Fannie Mae has adjusted loan criteria and updated their systems to accommodate more borrowers without credit scores and help simplify the process for lenders. This Timely Topics video will help you better understand those changes and impacts.
What Are Temporary Buydowns & How Can It Help Borrowers?
Interest rates continue to rise to levels we have not seen in years. So how do you assist your next borrower and help them purchase the home of their dreams? The temporary buydown is making a comeback, but do you know how it works?
GSE Requirements for the Accessory Dwelling Unit (ADU)
Accessory Dwelling Units or ADU's are becoming more common in mortgage transactions, yet many are unaware of the specific guideline requirements for this type of property. Are you ready for your next loan file featuring an ADU?
Insights on ARMs
Exploring Agency Desktop Appraisal Options
Leveraging Restricted Stock Units as Income
Policy Updates & Resources for First-Time Homebuyer Education
Construction-to-Permanent Loans: How Can Radian Help?
This short video will show you how Radian supports these transactions.
Construction-to-Permanent Loans: What You Need to Know
The real estate and housing markets are experiencing an unprecedented shortage of existing homes. Many motivated buyers are now exploring new construction homes to fulfill their dream of homeownership. Are you ready for the potential surge of Construction-to-Permanent loans as a result? This short video will give you the info you need to know for your next construction loan review.
Appraisal Gap Options for Buyers and Sellers in a High-Demand Market
High demand and low inventory are driving purchase prices well above the list price. With this demand, buyers are paying more than the home is being appraised for. Are you ready to work with your customers when the appraisal comes in lower than the purchase price? Do you and your borrower's know the options to bridge the gap between the purchase price and the appraised value?
Financing Properties with Solar Panels
Properties with solar panels are becoming increasingly common and can have a big impact on mortgage financing. In this short video, Radian National Training will touch on how these fixtures can impact the mortgage process.
Fannie Mae Updates: Positive Rent Payments, Credit Score Eligibility & More
Effective September 18th, Fannie Mae will implement several new Desktop Underwriter® (DU®) changes that may have a direct impact on the loans in your pipeline. Our new Timely Topics video can assist you in preparing for these changes.
Understanding P&L and Business Bank Statement Requirements
Are you prepared to review self-employed income document changes due to the drastic influences of the pandemic. In April 2020 alone, there was a reported 10% decline in self-employed individuals. The mortgage industry is starting to see the documentation reflecting those impacts in loan files. Before your next file review, be sure you know what to expect.
Home Ownership Insights: Mortgage Market Conditions
Mortgage Market Conditions provides insight into the current market, the challenges facing today's mortgage professionals and suggests some Radian tools and resources you can leverage to connect with consumers.
Home Ownership Insights: Diverse Markets
This dynamic discussion highlights the expansion of diverse markets and strategies you can leverage to address this market shift. They also provide insight to help you better understand diverse homebuyers and their needs.