![borrowers](/-/media/Feature/Radian/Imagery/One-Up---2880x900/What-We-Do/1up-WWD-WindowCouple.jpg?h=900&iar=0&w=2880&rev=7b58ef5014bb4b1da201b89b4d4a1d5f&hash=B81EDA9FE4D2DA3B9B27A0A2B86363BD)
![borrowers](/-/media/Feature/Radian/Imagery/One-Up---2880x900/What-We-Do/1up-WWD-WindowCouple.jpg?h=900&iar=0&w=2880&rev=7b58ef5014bb4b1da201b89b4d4a1d5f&hash=B81EDA9FE4D2DA3B9B27A0A2B86363BD)
MI Products
Generate more business. Save borrowers money at the closing table. Help qualify homebuyers for a larger loan. Whatever your goals, our industry-leading solutions and highly knowledgeable people will ensure success.
Find the perfect MI solution for every borrower. Radian offers a diverse line of products, including options for lender-or borrower-paid premiums. You can offer monthly payments, a one-time upfront premium, or a combination of monthly and upfront premiums, to best suit the borrowers.
![couple](/-/media/Images/Homebuyers/Lifestyle/HMB-Lifestyle-New-Home-Love-1200x800.jpg?rev=547aaff6aa88438cb989be4b7fe8e9e4&h=800&w=1200&la=en&hash=06EF17070C7C56DDA4E235AEB51FB098)
Borrower-Paid Monthly Premium Mortgage Insurance
If a borrower has flexibility in their monthly payment budget, Radian monthly MI can help them afford their dream home sooner by letting them buy with as little as 3% down. Premiums are required to be remitted monthly to maintain coverage.
![couple](/-/media/Feature/Radian/Imagery/Standard---1200x800/What-We-Do/WWD-GroupDetails.jpg?rev=22c3e1ce37e74cb0a96013087d543f49&h=800&w=1200&la=en&hash=0EDD01AC4512FEF8DC6D98D5345531DF)
Borrower-Paid Single Premium Mortgage Insurance
If a borrower has some assets (just not enough for 20% down), but doesn’t have much flexibility with their monthly principal, interest, taxes and insurance (PITI) budget, Radian single premium MI can be a great option. A single premium is an upfront payment which provides the required coverage until the loan reaches 78% LTV. This amount can be paid at closing or financed into the loan.
![couple with agent](/-/media/Feature/Radian/Imagery/Standard---1200x800/Tools-and-Technology/TT-TalkandCompare.jpg?rev=068e47100eb54d59aef8c03f4960b2bd&h=800&w=1200&la=en&hash=130AC0ACD2B7C81AC48AC8D90B3BEACB)
CustoMIze SplitEdge Mortgage Insurance
CustoMIze SplitEdge® divides the MI premium between an upfront payment and reduced monthly renewals. This option provides you with a range of rates and greater access to upfront and monthly payment choices. Borrowers benefit from:
- A lower monthly payment versus monthly BPMI
- The ability to use the excess funds at closing to reduce the monthly MI payment in a way that works best for their budget
*Not available in all states
![couple](/-/media/Images/Homebuyers/Lifestyle/HMB-Lifestyle-Unpack-Relax-1200x800.jpg?rev=224df56508ec494fa330c7db9bc5833b&h=800&w=1200&la=en&hash=523438A7F69F8C595A17CAA4FAEB365F)
Lender-Paid Monthly Mortgage Insurance
With lender-paid MI, the MI premium is paid by the lender, who typically passes the cost on to the borrower through a higher interest rate or origination fee. Non-refundable premium payments are required to be remitted monthly to maintain coverage.
![family](/-/media/Images/Homebuyers/Consultation/HMB-Consultation-Couple-Meeting-1200x800.jpg?rev=22f73cd01a024edaaa8e423272f3e40b&h=800&w=1200&la=en&hash=5AD3345640488200BE6DD1F146EA7BCE)
Lender-Paid Single Mortgage Insurance
The lender pays the MI premium on behalf of the borrower; the lender then charges the borrower a higher interest rate or origination fee. The premium is a single upfront payment to provide coverage for the life of the loan. This payment is non-refundable.
![mi online](/-/media/Images/Technology/Device/TEC-Device-Tablet-Man-1200x800.jpg?rev=c1fd177125234714b90b167a0fc8266f&h=800&w=1199&la=en&hash=7E59CDD622CC9B456D4998D62018831C)
MI Online
MI Online is our web-based platform offering a secure environment that facilitates your MI origination, servicing, and Claims management tasks. By using MI Online to support your MI origination and servicing needs, you can:- Obtain a customized rate quote
- Order MI and Contract Underwriting
- Obtain copy of the MI Commitment & Certificate of Insurance
- Activate coverage (monthly deferred only), both individually or in multiples
- View up-to-date records of Premium payment
- Access E-Bill
- Transfer MI servicing
- Cancel Certificates
- Change Lender Loan Numbers
- Submit documents for Underwriting, Early Validation Confident Coverage, Quality Control and Claims
- Submit Claim requests and view status
- View and download Initial Explanation of Benefit (EOB) and/or Supplemental EOB
- Communicate with Radian Customer Care team via live chat and email