Radian Mortgage Capital

Radian Mortgage Capital’s Correspondent Lending business is a trusted source of liquidity for correspondent lenders. Through the purchase and sale of residential mortgage loans, Radian Mortgage Capital provides correspondent lenders with an alternative secondary market option for high quality mortgage loans.

A New Approach Grounded in Experience

The Radian family of companies has over 40 years of mortgage industry experience, core competencies in pricing credit risk and risk management. As part of the Radian family of companies, Radian Mortgage Capital is able to offer residential lenders a secondary-market alternative for high-quality residential mortgage loans.

The Radian Mortgage Capital Difference

Relationships matter, especially in a commoditized business: Building and maintaining strong relationships is the hallmark of the entire Radian family of companies.

Execution is a key differentiator: We believe that our commitment to excellence, responsiveness and provision of a hassle-free experience allow our customers to execute on their own service promises.

Competitive and durable products: We will maintain a responsible credit discipline and meet the market’s product demands.

Full engagement/training promise: We believe we can achieve peak efficiency for each relationship through continuous product training and awareness campaigns which are designed to produce knowledge and confidence.

Competitive Programs Backed by a Delegated Underwriting Process

All our products are offered on a fully delegated underwriting basis, which helps you control the business process and deliver on your own service promises.

Agency

GSE conforming eligible loans with minimal overlays*

Agency Enhanced

Both Fannie Mae and Freddie Mac increased LLPAs related to investment properties, second homes, as well as those loans classified as “agency high balance” loans. Leveraging our strong investor relationships, we can often compete directly with other agency loan buyers.*

Jumbo (Manual)

The manually underwritten Jumbo program is an excellent option for those financial institutions that are less comfortable with the AUS option for jumbo loans. Our Jumbo (Manual) program matches the rates for Jumbo AUS and offers features and benefits that are not available in our Jumbo AUS product. The manually underwritten Jumbo program is an excellent option for those financial institutions that are less comfortable with the AUS option for jumbo loans.*

Jumbo (AUS)

With our Jumbo AUS program your originators can take advantage of origination processes facilitated through the agency AUS models. The Jumbo AUS is the most efficient process for both experienced Jumbo originators, and those originators that may not have a lot of experience with Jumbo loans. The Jumbo AUS product also comes with many other features and benefits.*

Commitment Alternatives

  • Best Efforts (Flow): Available for all current products.
  • Mini-Bulk: Available for Jumbo AUS 30-year fixed rates, Jumbo Manual 30-year fixed rates, Agency Enhanced fixed rates.
  • Bulk: Available for Jumbo AUS 30-year fixed rates, Jumbo Manual 30-year fixed rates, Agency Enhanced fixed rates.

*This is a product summary; the RMC Program Guide must be referenced for complete underwriting guideline requirements. Information is accurate as of the date of publishing and is subject to change without notice.

Leveraging 40 years of managing and distributing residential lending risk through the Radian family of Companies

As part of the Radian family of companies, Radian Mortgage Capital brings financial strength, industry experience and innovative solutions that help empower you to transform risk into opportunity.

The People and Perspective You Need to Act with Confidence

In today's complex housing and capital markets, choosing the right correspondent lender can be crucial to your success. Radian Mortgage Capital brings industry experience, and innovative solutions that help empower you to transform risk into opportunity.


Our Financial Foundation

Radian Group Inc.’s strong balance sheet, positive ratings, and four decades of performance provide a strong foundation to help Radian Mortgage Capital navigate market cycles with confidence.

Radian Group Inc. provides

  • Strong balance sheet and capital position
  • Publicly traded company with transparent reporting
  • Long-standing history of performance and stability
  • Continuous investment in technology and solutions

The Radian Difference

Our goal is to help create opportunities for our customers. Radian Mortgage Capital speaks with understanding and directness.

  • Experienced professionals with deep industry knowledge
  • Relationship-based approach focused on correspondent goals
  • Consistent communication and transparency

Excellence in Action

We’re here to help. We've designed our processes to optimize efficiency without compromising quality. Our streamlined approach is designed to help reduce costs, accelerate funding, and improve overall operational effectiveness.

  • Clear and consistent underwriting guidelines
  • Efficient loan purchase process with predictable turn times
  • Automated tools to help simplify submission and delivery

Innovation at Work

We are actively looking to help improve the future of our business. We rely on our forward-thinking approach to stay ahead of industry trends and capitalize on new opportunities.

  • Data-driven insights to help inform business decisions
  • Platform enhancements to help improve efficiency
  • Proactive approach to regulatory changes
  • Development of new products and services to help address evolving market needs

Experience That Counts

If you are interested in adding Radian Mortgage Capital to your roster of investors, please have your Secondary/Capital Markets Officer contact us. If you are an independent mortgage broker, feel free to share your interest in Radian Mortgage Capital with your favorite wholesale lenders.

Emil Fanelli

Senior Vice President, National Sales and Business Development

Emil has more than three decades of experience in mortgage lending and secondary marketing and leads our correspondent lending services sales strategy. 

Phone: 720.705.8212

Darlene Lee

Vice President, National Correspondent Account Executive

Darlene has nearly two decades of mortgage and correspondent lending experience and leads our western U.S. initiatives for Radian Mortgage Capital.

Darlene is responsible for customer development in the following states: AK, AZ, CA, CO, ID, KS, MT, ND, NE, NM, NV, OK, OR, SD, TX, UT, WA, and WY.

Phone: 858.284.9570

Sara Ward

Vice President, National Correspondent Account Executive

Sara has more than two decades of mortgage and correspondent lending experience and leads our eastern U.S. initiatives for Radian Mortgage Capital.

Sara is responsible for customer development in the following states: DE, IL, IN, KY, MA, MD, ME, Ml, NC, NH, NJ, NY, OH, PA, RI, SC, VA, WI, and WV.

Phone: 919.610.3616

Carl Bierbach

Correspondent Account Executive

Carl has more than a decade of mortgage, mortgage insurance and correspondent lending experience and leads our central U.S. initiatives for Radian Mortgage Capital.

Carl is responsible for customer development in the following states: AL, AR, FL, GA, IA, KY, LA, MN, MO, MS, and TN.

Phone: 215.964.7253

© 2025 Radian Group Inc. All Rights ReservedMortgage purchases and sales completed by Radian Mortgage Capital LLC, 1700 N Lincoln Street Suite 2500, Denver, CO 80203Corp NMLS#: 1982356This communication is provided for use by real estate or mortgage professionals only and is not intended for distribution to consumers or other third parties. This does not constitute an advertisement as defined by Section 1026.2(a)(2) of Regulation Z.