Insights

Homeownership remains an important goal for many Americans, but the journey to purchasing a first home has become increasingly complex. In this infographic, we explore today's first-time homebuyer and the key trends helping to shape their path to homeownership.

U.S. Mortgage Insurers (USMI) is a national trade association representing the leading private mortgage insurance industry and provides helpful resources for loan officers, underwriters, and processors.

See how mortgage insurance can help borrowers preserve savings, maintain flexibility and support smarter homebuying decisions.

Learn how integrated technology is designed to help simplify the mortgage insurance process, supporting efficiency, confidence, and clearer borrower conversations.

See how mortgage insurance can help borrowers preserve savings, maintain flexibility and support smarter homebuying decisions.

Discover 4 ready-to-use AI prompts designed to help loan officers create engaging social media content faster — from myth-busting posts and monthly content calendars to video scripts and brand voice filters.

Learn how lenders can navigate the unique challenges of working with self-employed borrowers and use mortgage insurance to help support confident lending decisions.

Learn how Radian Guaranty’s 90-day mortgage insurance rate lock helps lenders maintain pricing confidence and flexibility during longer loan timelines.

Spring brings refreshed energy to the real estate market. Lenders can learn more about what they can do to help themselves prepare for the upcoming season.

Debunk five common mortgage insurance myths and learn how private MI can help lenders work smarter and serve borrowers with confidence.

With 87% of borrowers finding lenders through referrals and existing lending relationships, loan officers can help drive business growth by prioritizing strong networks with real estate agents, past clients, and other trusted community service providers.

Explore key shifts in the 2025 housing market, what they mean for lenders in 2026, and how mortgage insurance supports access and risk management.