Master Policy

Radian Guaranty’s Master Policy, backed by decades of proven performance, establishes clear terms and conditions while maintaining up-to-date regulatory compliance. Make your move with mortgage insurance coverage under Radian’s Master Policy.

Key Features of Our Master Policy

We recognize that understanding policy details is crucial to maximizing the value of your MI coverage. That's why we provide comprehensive resources to help you navigate policy provisions and leverage all available benefits. Our policy experts are available to clarify requirements and assist with complex scenarios, ensuring you can make informed decisions with complete confidence.

Clear Coverage Terms

Detailed description of insured risks, coverage duration, and exclusions

Streamlined Claims Process

Well-defined procedures for submitting and resolving claims

Rescission Relief Provisions

Specific timelines and conditions for obtaining insurance certainty

Default Management Guidelines

Instructions for reporting and managing loans in default

Policy Servicing Requirements

Clear expectations for loan and policy administration

Apply For a Master Policy, Delegated Authority, and Early Validation Confident Coverage

We look forward to working with you and proving Radian's commitment to transparency and excellence in mortgage insurance solutions. Unlock new possibilities with a Radian Guaranty Master Policy, Delegated Authority and Early Validation Confident Coverage Application.

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2020 Master Policy

Our current policy incorporates the latest industry standards and regulatory requirements. Designed with input from lenders, servicers, and investors, it reflects contemporary best practices in mortgage finance. Applies to mortgage insurance applications submitted to Radian Guaranty on or after March 1, 2020.

Download Master Policy Download FAQs

All documents are PDF. If you don't have Adobe Reader®, download here.

2014 & Legacy Master Policy

For mortgage insurance applications submitted between October 1, 2014 and February 29, 2020, reference our 2014 Master Policy.

For mortgage insurance applications submitted prior to October 1, 2014, reference our Legacy Master Policy.

Download 2014 Master Policy Download Legacy Master Policy