August 4th, 2026

Understanding Today’s First-Time Homebuyer

Homeownership remains an important goal for many Americans, but the journey to purchasing a first home has become increasingly complex. Economic and societal shifts have changed who first-time homebuyers are, how they finance their purchase, and the challenges they face along the way.

Download our infographic to explore today's first-time homebuyer and the key trends helping to shape their path to homeownership.



 

 

 

 

Data featured in this infographic is sourced from the National Association of REALTORS® 2025 Profile of Home Buyers and Sellers unless otherwise noted. (https://prc-pa.net/wp-content/uploads/2025/11/NAR-2025-Profile-of-Buyers-Sellers.pdf)

1. Federal Reserve, Distributional Financial Accounts (DFA): Distribution of Household Wealth in the U.S. (https://www.federalreserve.gov/releases/z1/dataviz/dfa/distribute/chart/index.html)

© 2026 Radian Group Inc. All Rights Reserved. 550 East Swedesford Road, Suite 350, Wayne, PA 19087. “Radian” is a brand of Radian Group Inc., including its licensed insurance affiliates. Mortgage insurance is provided and underwritten by Radian Guaranty Inc., a wholly owned subsidiary of Radian Group Inc. with home offices at 550 East Swedesford Road, Suite 350, Wayne, PA 19087. Radian Guaranty Inc. is a monoline mortgage insurance company licensed to write business in all 50 states, the District of Columbia and Guam. This communication is provided for use by real estate or mortgage professionals only and is not intended for distribution to consumers or other third parties. This does not constitute an advertisement as defined by Section 1026.2(a)(2) of Regulation Z.

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